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Convenient Bank and Trading Post Access

Access Bank & Trading Post Anywhere

At a glance

You do not need to walk back to a city for every bank or Trading Post visit. Use a free hub, or consider a permanent lounge pass if you visit often. Services and travel options vary between lounges.

Lounge passes: convenient service access

A permanent lounge pass takes you to a dedicated service area. Most group together banking, Trading Post services, standard crafting stations, a Mystic Forge, and vendors. Use passes out of combat; some locations block travel. Interact with an anvil-icon NPC or object to gain Reinforced Armor for 12 hours. Anvils outside lounges provide the same buff.

Place the pass in a shared inventory slot so every character can use it.

Temporary two-week passes are not recommended
Two-week passes expire. Avoid buying them if you want a long-term convenience purchase. Save for a permanent pass instead. The Gem Store sometimes discounts passes , so wait for a sale on your preferred lounge if you are not in a hurry.
Armistice Bastion Top pick outside fractals Permanent: 1,000 gems

This WvW-based lounge is this guide's first recommendation for players who do not mainly play fractals.

  • View WvW objectives and team chat from inside the lounge.
  • WvW training golems let you test in a WvW environment rather than against a PvE golem.
  • Includes WvW vendors and services, plus banking, the Trading Post, and crafting stations.
  • Return directly to your previous location after a short stop during open-world play.
Mistlock Sanctuary Top pick for fractals Permanent: 1,000 gems

A separate lounge with low gravity and a fast movement skill. Its fractal entrance and vendors make it a good choice if you play fractals often.

  • The only lounge with a fractal entrance portal, so you do not need to return to a city to enter.
  • Return directly to your previous location after a short stop during open-world play.
  • Banking, the Trading Post, Mystic Forge, and standard crafting stations in one compact area.
Royal Terrace Permanent: 1,000 gems

A terrace in Divinity's Reach with short routes between its bank, Trading Post, and Mystic Forge. Also includes a Guild Registrar.

Lily of the Elon Included with PoF Deluxe or Ultimate

The permanent invitation comes with PoF Deluxe, Ultimate, or the Deluxe Upgrade. One character on the account must complete PoF's first story chapter before it works. The lounge is in Amnoon, Crystal Oasis.

Thousand Seas Pavilion Permanent: 1,000 gems

A Canthan-style lounge floating in the Mists. Fishing vendors and portals to fishing locations make it useful for anglers. EoD is not required to enter the lounge, but fishing itself is an EoD feature.

Jade bot charging and protocol buffs in one place
After unlocking the jade bot through EoD and equipping a core, you can use charging stations and protocols. These appear in Canthan maps and lounges. Lounges group Charging Stations, Defensive Protocols, and Offensive Protocols together so you can refill them conveniently. Charging Station fills your charge capacity: two normally, or four with Energy Efficiency. It has no recharge delay. Then use Defensive/Offensive Protocol to spend one charge for 45 minutes of the corresponding buff, up to three hours each.Jade Workbench and the Jade Bot vendor are nearby for other jade bot tasks. These buffs are useful for solo play and meta events.

Hubs without a lounge pass

These hubs do not require a pass, but may require expansions, story progress, masteries, or service unlock purchases. Check each hub's conditions before choosing one.

Eye of the North No pass required

Its waypoint unlocks when your account has a level-80 character. Entry does not require an expansion, but banking, Trading Post, and crafting services purchased from Lady Camilla require Path of Fire. Do not spend currency on those services on a free account.

Buy services from Lady Camilla. Each service below costs 10,500 karma plus its listed materials or gold.

  • Trading Post: 3 Mystic Coins plus karma
  • Bank NPC: 50 gold plus karma. If you only need bank access, a crafting station you have already unlocked also offers a bank tab.
  • Crafting stations: The discipline's Elegant Tools plus karma. Cooking uses Ambrosial Chef's Tools instead. Unlock each discipline separately.
  • Other vendors include laurel and Eternal Ice traders
Arborstone No pass required

Complete EoD chapter 10, Fallout, for account-wide access and the five-tier Arborstone Revitalization mastery track. Train its masteries to unlock services.

  • Tier 1: Base of Operations: Fishing vendors and the Lion's Arch asura gate
  • Tier 2: Crafting Center: Eight standard crafting stations, each with bank access
  • Tier 3: Entertaining Amenities: Arena and other amenities; requires the Empty story chapter before training
  • Tier 4: Commercial Hub: Bank, guild bank, Trading Post, and Mystic Forge
  • Tier 5: Globalization: Unlocks Antique Summoning Stone purchases from Leivas; requires The Cycle, Reborn

Rest in the inn for four hours to gain a four-hour open-world XP bonus. Each mastery tier adds 5%, up to 25%. Time spent logged out also counts toward resting.

The Wizard's Tower No pass required

Access it after SotO chapter 6, Tower of Secrets. Basic services require no separate service purchase, including the bank, Trading Post, and standard crafting stations. Crafting and vendor items can have their own unlock requirements.

  • Banking, Trading Post, Mystic Forge, standard crafting stations, and legendary crafting NPCs

Obsidian Sanctum: a free-account option

Enter through the WvW panel without a pass. Free accounts must first unlock WvW by reaching level 60 on one character. Use the bank and Trading Post near the entrance, then the WvW panel's exit button to return.

Services include banking, the Trading Post, and basic vendors. There are no crafting stations.

How to enter
Click the WvW icon at the top left, or press B , then select Obsidian Sanctum from the list and enter.

PvP Lobby: Try PvP Builds

Select Enter PvP Lobby in the PvP panel. Free accounts unlock PvP when one character reaches level 3. Its amulets, runes, and sigils are PvP build settings.

PvP lobby services

NPC or feature Details
PvP Items Merchant Select amulets, runes, and sigils for a PvP build independently of PvE equipment stats. Some options require unlocking first.
League Vendor Spend PvP League Tickets on wings and materials for the legendary backpack, among other seasonal rewards.
Target golems Practice skills and builds against golems and core profession NPCs.
Basic vendors Buy general consumables.
Practice tip
The PvP lobby provides target golems and core profession NPCs for practicing against different kinds of opponents.
Reach Lion's Arch on a low-level character
You can enter the PvP lobby without a Lion's Arch waypoint and use its portal to Lion's Arch . Free accounts still require that character to be level 35 to enter Lion's Arch; this route does not bypass the restriction.

Guild halls: shared services

If your guild owns a hall, open the guild panel with G and select Guild Hall. Available upgrades can include merchants, a guild bank, and a Scribing station. The Scribing station also provides personal bank access. Use the guild panel's exit option to return to your previous map.

  • Join up to six guilds on one account and use their guild halls.
  • The guild bank is shared with other members. Access depends on your account type and guild permissions. Bound items cannot be stored there.
  • Guild hall gathering nodes provide materials you can harvest daily.